PayPal is a global financial technology platform that enables millions of users to pay, send, and save money smarter. Customers can shop in stores and online (tap to pay with PayPal Debit Card), earn rewards from hundreds of brands (Adidas, Sony, Instacart, Ticketmaster, and more), pay now or over time (Pay in 4 interest-free payments or Pay Monthly in 3, 6, 12, or 24 payments with no late fees), send and receive money to just about anyone, split bills with friends and family, pool money for group gifts, earn 3.40% APY with PayPal Savings (FDIC insured, held at Synchrony Bank), and buy, sell, and transfer cryptocurrency. PayPal also offers the PayPal Cashback Mastercard (3% cash back when checking out with PayPal, 1.5% on all other Mastercard purchases) and the PayPal Credit Card (special financing on purchases of $149+).